S. 4515 — Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2026

This section establishes a pilot program under which the FEMA Administrator awards one-time grants to units of general local government in urbanized areas with populations over 50,000, or their stormwater management authorities, to develop and publicly disseminate maps and risk assessments for urban flooding. The Administrator selects three recipients annually, for a total of 12 over the program's duration, with at least three having populations over 800,000.