119th Congress · SENATE BILLBILL

S. 1564 — Floodplain Enhancement and Recovery Act

“A bill to amend the Homeowner Flood Insurance Affordability Act of 2014 to address ecosystem restoration projects, and for other purposes.”

Finance and financial sector
Introduced May 1, 2025
Last action Oct 5, 2026
Pipeline · Bill → Law
Step 1
Introduced
May 1, 2025
Step 2
Referred
May 1, 2025
Banking, Housing, and Urban Affairs
Step 3
Committee
Sep 30, 2026
Step 4
Senate
Sep 30, 2026
Passed Senate
Step 5
House floor
Moves to House
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary

This bill eases restrictions for ecosystem restoration projects in designated floodways that meet certain risk criteria. Under current National Flood Insurance Program requirements, such projects are generally prohibited in a designated floodway if the project would increase the area’s base flood elevation. The bill establishes conditions under which a community may permit an ecosystem restoration project within a designated floodway that would result in an increase in base flood elevations. Specifically, the project may be permitted if (1) a professional engineer determines that the cumulative effect of the increase will be not more than 1 foot; (2) no insurable structure or critical infr...

Provisions · 2 sectionsEngrossed in Senate
2 versions
Engrossed in Senate · 2 provisions
AmendmentAI
Timeline · 9 actions
Oct 5, 2026
Held at the desk.
Oct 5, 2026
Received in the House.
Oct 5, 2026
Message on Senate action sent to the House.
Sep 30, 2026
Passed Senate without amendment by Unanimous Consent.
Sep 30, 2026
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
Sep 30, 2026
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Sep 30, 2026
Passed Senate without amendment by Unanimous Consent. (consideration: CR S5298; text: CR S5298)
May 1, 2025
Introduced in Senate
May 1, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.