H.R. 10608 — Blue Collar Social Security Fairness Act

This section lowers the minimum age for old-age insurance benefits to 60 (from 62) for covered workers in physically demanding jobs. It defines a covered worker as an individual who earns 20 or more base points or 15 or more adjusted points by working in such jobs for at least 8 months per year, with points scaled by age (0.5 to 2 per year). It exempts covered workers from the early retirement benefit reduction and sets their monthly retirement earnings test exempt amount at $833.33 for taxable years ending in 2027 and 2028. The changes apply to benefits paid after 2026.