H.R. 10328 — Badge-to-Business Act

This section prohibits the Administrator from collecting guarantee fees for express loans to qualified career law enforcement officers on or after January 1, 2027. The Administrator may waive the prohibition if the cost of guaranteeing such loans exceeds zero in a fiscal year. The provision defines a qualified career law enforcement officer as an individual with at least 10 years of service who is not the subject of a pending criminal investigation or administrative proceeding involving alleged misconduct.