H.R. 10103 — Stable Homes Act

This section establishes a pilot program under the Secretary of Housing and Urban Development to award grants to units of general local government for the establishment or expansion of pre-filing eviction diversion programs. It authorizes $300 million annually for fiscal years 2026 through 2030 and terminates the program on December 31, 2030. The programs must require landlords to provide written notice of tenant rights, mandate at least 30 days of good-faith participation before filing eviction, offer dispute resolution including rental assistance and mediation, provide an exception for imminent physical harm, and grant tenants at or below 200 percent of the federal poverty line the right to counsel when landlords are represented.